Terms of Use

August 1, 2021

WHAT YOU SHOULD KNOW

Welcome to the Top Texas Title LLC website (the "Website"). Please read these Terms of Use (the "Terms") carefully before using this Website. These Terms govern your use of the Website and apply to all users who access, browse, or otherwise interact with the Website. By accessing or using this Website, you agree to be bound by these Terms. IF YOU DO NOT AGREE WITH THESE TERMS, DO NOT USE THIS WEBSITE.

Top Texas Title LLC ("We," "Us," "Our") reserves the right, in its sole discretion, to modify, alter, or update these Terms at any time. Such modifications shall be effective immediately upon posting. By using this Website after we have posted notice of such modifications, alterations, or updates, you agree to be bound by such revised Terms. IF YOU DO NOT AGREE WITH THE REVISED TERMS, YOU MUST STOP USING THIS WEBSITE.

This Website may contain links to third-party websites ("Linked Sites") that may have terms of use different from, or in addition to, the terms specified here. Your access to such Linked Sites is governed by the terms of use and policies of those sites, not this Website. Please review those Linked Sites' terms of use and policies before using them.

PRIVACY

Registration data and certain other information about you are subject to our Privacy Policy. For more information, please review our full Privacy Policy at https://www.toptexastitle.com/privacy-policy.

SMS TERMS OF SERVICE

SMS For Consent Communication

The phone numbers obtained as part of the SMS consent process will not be shared, sold, rented, or disclosed to third parties or affiliate companies for marketing purposes. Your phone number will only be used for transactional updates, customer service, and company communications.

Types of SMS Communications

Upon consenting to receive text messages from Top Texas Title LLC, you may receive communications related to the following:

Appointment reminders (e.g., closing dates, title updates)
Transaction updates (e.g., escrow status, document requests)
Customer service inquiries
Billing inquiries (if applicable)

Example:
"Hello, this is a reminder from Top Texas Title LLC regarding your upcoming closing on [Date] at [Time]. Please contact us at [Phone Number] if you have any questions. Reply STOP to opt out of SMS messaging at any time."

Message Frequency

Message frequency may vary based on your interactions. You may receive up to [X] SMS messages per week related to your title transactions, document updates, and customer service inquiries.

Example:
"Message frequency may vary. You may receive up to 3 SMS messages per week regarding your title transactions and closing updates."

Potential Fees for SMS Messaging

Standard message and data rates may apply based on your mobile carrier’s pricing structure. Charges for each message sent or received may vary based on your mobile carrier plan, location, and whether messages are sent domestically or internationally.

Opt-In Methods

You may opt-in to receive SMS messages from Top Texas Title LLC in the following ways:

By submitting an online form

If SMS consent is obtained via an online form, users must check a box stating:
"I agree to receive SMS notifications from Top Texas Title LLC regarding my transactions and title updates. Message frequency varies. Reply STOP to opt out at any time."

Opt-Out Procedure

You may opt out of receiving SMS messages at any time by replying "STOP" to any text message received. Once opted out, you will no longer receive SMS communications unless you re-enroll by replying "START" or contacting us directly.

Standard Messaging Disclosures

Message frequency may vary.
Message and data rates may apply.
To opt out at any time, text STOP.
For assistance, text HELP or visit our website at https://www.toptexastitle.com.
Visit https://www.toptexastitle.com/privacy-policy for our Privacy Policy and https://www.toptexastitle.com/terms-of-use for our Terms of Use.

Compliance with Privacy Policy

All SMS communications are subject to the Privacy Policy outlined at https://www.toptexastitle.com/privacy-policy.

Help Instructions
For assistance, reply "HELP" to any SMS message or contact us at:

Email: info@toptexastitle.com
Phone: +1 (956) 234-4378
Website: https://www.toptexastitle.com

TRADEMARKS, COPYRIGHTS, AND RESTRICTIONS

This Website is controlled and operated by Top Texas Title LLC, 2000 S. McColl Rd, Ste A-2, McAllen, Texas 78503. All content on this Website, including but not limited to text, images, illustrations, audio clips, and video clips, is protected by copyrights, trademarks, service marks, and/or other intellectual property rights owned by Top Texas Title LLC or its affiliates, or by third-party content providers, merchants, sponsors, and licensors (collectively "Providers") who have licensed their content to Top Texas Title LLC.

Content on this Website is solely for your personal, non-commercial use. You may print a copy of the content for personal, non-commercial use only, but you may not copy, reproduce, republish, upload, post, transmit, distribute, or exploit the content for commercial use without prior written consent from Top Texas Title LLC or the Providers. Unauthorized modification, use, or framing of the content violates intellectual property rights and is strictly prohibited.

As a condition to your use of this Website, you agree not to use the Website for any unlawful purpose or in violation of these Terms. Violation of these Terms results in immediate termination of your right to use the Website.

PROHIBITED ACTIVITIES

You are prohibited from using this Website to:

Take actions that impose an unreasonable load on the Website’s infrastructure, including but not limited to "spam" or unsolicited mass emailing techniques.
Share your login credentials with unauthorized third parties.
Attempt to decipher, decompile, disassemble, or reverse engineer any Website software or code.
Upload or transmit content that you do not have the right to distribute under law or contractual obligations.
Violate any applicable local, state, national, or international law.
Use automated tools such as bots, scrapers, or crawlers to access content without authorization.

LINKS TO THIRD-PARTY SITES

This Website may contain links to third-party websites for convenience and informational purposes. Top Texas Title LLC does not control or endorse the content on Linked Sites. Accessing Linked Sites is at your own risk.

DISCLAIMER OF WARRANTIES

ALL CONTENT ON THIS WEBSITE IS PROVIDED "AS IS" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TOP TEXAS TITLE LLC DISCLAIMS ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. WE DO NOT WARRANT THAT THE WEBSITE WILL BE UNINTERRUPTED OR ERROR-FREE.

INDEMNIFICATION

You agree to indemnify, defend, and hold harmless Top Texas Title LLC, its affiliates, and Providers from any claims, losses, damages, liabilities, and expenses (including attorneys’ fees) arising from your violation of these Terms or misuse of the Website.

JURISDICTION ISSUES

Unless otherwise specified, this Website is controlled and operated by Top Texas Title LLC from Texas, USA. We make no representation that content is appropriate or available for use in other locations. Those who access the Website from other locations do so at their own risk and must comply with applicable laws.

DISPUTE RESOLUTION

If a dispute arises between you and Top Texas Title LLC, we aim for an efficient and cost-effective resolution through our customer service team. If unresolved, disputes shall be resolved by binding arbitration under the rules of the American Arbitration Association. Arbitration shall take place in Texas, and the decision shall be final and binding.

NO CLASS ACTIONS: You agree to resolve disputes on an individual basis and waive the right to participate in a class action lawsuit or class-wide arbitration.

WAIVER OF JURY TRIAL: You waive the right to a jury trial in any litigation related to these Terms.

OPT-OUT OPTION: You may opt-out of arbitration by providing written notice within 30 days of your first use of the Website.

CHOICE OF LAW AND FORUM SELECTION

These Terms are governed by and construed in accordance with the laws of the State of Texas. Any legal action related to these Terms shall be filed in the state or federal courts of Texas, and you consent to jurisdiction in those courts.

ENTIRE AGREEMENT

These Terms represent the entire agreement between you and Top Texas Title LLC and supersede all prior agreements regarding Website use. If any provision is deemed unenforceable, the remaining provisions remain in effect.

For any questions regarding these Terms, contact us at:

Email: info@toptexastitle.com
Phone: +1 (956) 234-4378
Mail: Top Texas Title LLC, 2000 S. McColl Rd, Ste A-2, McAllen, Texas 78503

Effective Date: August 1st, 2021